WORLDWIDE COVER
Summary of Benefits Table
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| Schedule of Benefits |
International
Everywhere in the World except NZ
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Domestic
New Zealand Only
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IMPORTANT: Domestic – New Zealand Only Cover: This
covers Your domestic travel provided it forms part of the international
journey and does not exceed twenty-four (24) hours.
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| 1) Overseas Medical & Dental Expenses | Unlimited | |
1.1 Continuing Treatment in New Zealand
(refer to Benefits Section 1 of the Policy Wording)
|
$1,500 |
Not Applicable |
| 2) Additional Expenses | Unlimited | Unlimited |
| 2.1 Hire Car Return (limit) | $250 | $250 |
| 2.2 Burial Costs (limit) | $15,000 | $15,000 |
2.3 Legal Costs (limit)
(refer to Benefits Section 2 of the Policy Wording)
|
$10,000 |
$10,000 |
3) Continuation of Travel
(refer to Benefits Section 3 of the Policy Wording)
|
$10,000 |
Not Applicable |
4) Missed Connection
(refer to Benefits Section 4 of the Policy Wording)
|
$2,000 |
$2,000 |
| 5) Cancellation Charges | $100,000 | $100,000 |
| 5.1 Travel Agent’s Cancellation Fee (limit) | $500 | $500 |
5.2 Tour Cancellation (limit)
(refer to Benefits Section 5 of the Policy Wording)
|
$500 |
$500 |
| 6) Luggage and Travel Documents | $20,000 | $20,000 |
| 6.1 Loss, Theft or Damage | | |
| a) Item Limit (each) | $1,500 | $1,500 |
| b) Video & Electrical Equipment (combined maximum) | $3,500 | $3,500 |
| 6.2 Delayed Luggage Allowance | | |
| a) More than 24 hours (limit) | $1,000 | $1,000 |
b) More than 72 hours (limit)
(refer to Benefits Section 6 of the Policy Wording)
|
$2,000 |
$2,000 |
7) Replacement of Money
(refer to Benefits Section 7 of the Policy Wording)
|
$1,000 |
$1,000 |
8) Credit Card Fraud
(refer to Benefits Section 8 of the Policy Wording)
|
$2,000 |
$2,000 |
9) Rental Vehicle Excess
(refer to Benefits Section 9 of the Policy Wording)
|
$3,000 |
Not Applicable |
10) Travel Delay
(refer to Benefits Section 10 of the Policy Wording)
|
$1,200 |
$1,200 |
| 11) Cash in Hospital | | |
| a) Daily Amount | $75 | Not Applicable |
b) Maximum Amount
(refer to Benefits Section 11 of the Policy Wording)
|
$2,000 |
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| 12) Public Transport Hijacking | | |
| a) Daily Amount | $1,000 | Not Applicable |
b) Maximum Amount
(refer to Benefits Section 12 of the Policy Wording)
|
$5,000 |
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13) Personal Liability
(refer to Benefits Section 13 of the Policy Wording)
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$3,000,000 |
$200,000 |
| 14) Personal Accident | | |
| 14.1 Personal Accident | $25,000 | |
| 14.2 In-flight Accidental Injury | $50,000 | |
| 14.3 Terrorism | $20,000 | Not Applicable |
14.4 Dependent Children
(refer to Benefits Section 14 of the Policy Wording)
|
$10,000 |
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| 15) Loss of Income | | |
| a) Monthly Amount | $1,000 | Not Applicable |
b) Maximum Amount
(refer to Benefits Section 15 of the Policy Wording)
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$3,000 |
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| Excess |
The excess is the first amount of a claim, which We will not pay for.
The Policy excess is $100.
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